About the personal journey...and you!

01 February 2018

Starting with the end in mind is never a bad thing, as an objective. And knowing where you are now and where you want to be can make planning clearer. As a financial planner, this is often the purposes of our discussions in, as an example, taking an individual from pre-retirement to post-retirement and what that might look like financially. What an individual wants to do in retirement is of course up to them, with the likelihood of the additional luxury of more time. A client's ambitions for retirement will shape our planning through the detailed discussions that we hold together. In my experience of discussing this position with clients, it can be an exciting prospect or, for others whose life has been their work, a daunting cross-over.

But how has the ride to your desired 'destination' been? Did you have a good journey? And why does this important question matter?

We are what we have become through our personal experiences. For some, life seems to have been a fulfilled experience, and for others not so, with a kaleidoscope of variances in between. After all, we are all different! In a vital way, it is these factors that shape our planning for you, along with the 'hard' facts of age, capital, budget, tax position, debt, etc.

The team at Chapters Financial has a wealth of experience in mapping and planning options for a client in meeting their financial objectives for the future and managing expectations, and these bespoke plans are based around one thing...you!

We are often asked by clients and enquirers, 'What would you like me to bring to our meeting?'. Facts and figures about their financial position are very useful, but most important is an understanding of the journey that is you.

We look forward to furthering your journey in 2018.

No individual advice is provided during the course of this blog.

Keith Churchouse FPFS

Director

CFP Chartered FCSI

Chartered Financial Planner

Chapters Financial Limited is authorised and regulated by the Financial Conduct Authority, number 402899