To make the right recommendation we will need to understand your present circumstances, i.e. where you have been, and just as importantly where you want to go with your objectives and aspirations. This will include your attitude to investment risk and your ethical views on investment. We can guide you to your financial objectives, and manage your expectations.

Established in 2004 in Guildford, Surrey, we have over a quarter of a century of experience in the financial services industry, dealing in a range of areas to provide you with a wealth of knowledge. We have chosen to maintain an independent status (IFA) to ensure that we can offer you a bespoke service, whether looking at your overall financial planning, new plans or reviewing your existing arrangements. We are a Chartered firm of financial planners. This means we have satisfied rigorous criteria relating to professional qualifications and ethical good practice. It means you can be confident that you are dealing with one of the UK's leading firms that is wholly committed to providing you with the best possible financial planning advice, service and support.

Our latest awards are as follows:

Finalist Professional Adviser Awards - Adviser Firm of the Year - South East - 2015

Finalist Moneyfacts Awards (Investment, Life and Pensions) - Retirement Adviser of the Year 2014

For a full list of our awards please visit http://www.chaptersfinancial.com/awards

2013 saw much change in the delivery of UK retail financial advice, both in terms of the way advice is paid for and the ways it can be accessed. We have developed over many years (from 2006) online independent financial advice services to those clients who prefer to receive financial advice remotely, rather than the usual face-to-face delivery. This has benefits to the recipient, both in terms of time and cost. Full details can be viewed at SaidSo.co.uk.

We can offer advice to private clients, corporate clients (SMEs) and charities. If you like our traditional service please tell your friends, family and colleagues, we always welcome referrals and these are an important part of our business. We provide financial advice on a fee basis and our Terms of Business and Client Agreement details the charges we will make for providing financial advice. A copy of this document can be found here.

If our service falls short of your requirements in any way we hope you will tell us so we can learn for the future. We look forward to hearing from you soon, and hope you find the rest of this site of benefit.

Kind regards,

Keith Churchouse, B A (Hons), FPFS
Chartered Financial Planner
CFP Chartered FCSI
ISO22222 Certified

Esther Dadswell, B Eng (Hons), C Eng, MICE, CMgr,MCMI
Chartered Civil Engineer
Chartered Manager