I saw a picture of an old boarding house recently, with painted advertising on its exterior, noting Hotel, accommodation and Pension
Inheritance tax can be a thorny issue and a difficult topic to consider between partners and relatives. It’s quite natural to want to avoid the subject of death, particularly your own or of loved ones, and this reticence can mean that opportunities for important tax planning during life are missed.
Regret is never a good emotion to harbour. Indeed, correcting a regret can be one of the most satisfying and personal things that anyone can achieve.
In my experience of providing financial advice, the title of this Blog tends to send you one way or the other.
Have you heard the one about the life assurance salesman who…no, nor have we, and I am sure it wasn’t funny anyway!
Some of the readers of the Chapters Financial blog will know that I wrote a book on innovation and disruption, called Scared of Something Different, about two years ago.
Each year business owners seem to face the compliance of meeting one important and topical regulation that is applied by the powers that be, either in the UK or from Europe.
Brexit has been a great concern to many in the UK. Listening to some loud and frequent press / media comment, the perceived view, set against other geopolitical positions, might be that British business and British consumers are somewhat doomed.
I ask the team once a year ‘if you could change one thing, what would it be?’ Possibly a dangerous question!